USSD Codes for Money Transfer: Everything in Nigeria is a hustle, from the traffic you encounter each day while going to work to standing in a queue in banking halls. Using an ATM has its challenges too and with the introduction of money Mobile banking apps which seems to have done the trick. But then again like I said everything in Nigeria is a hustle so it shouldn’t surprise you when I say finding a strong internet connectivity is also a hustle.
With USSD codes for mobile money transfers, the need to go stand in a queue in a banking hall isn’t just worth it anymore. As this services is fast, convenient secure and doesn’t cost much so this article is put together to give you all the necessary information on how to use this service.
Today we will list all available USSD codes for all Nigerian banks that offer the service. It is important to know that this service don’t only allow you send money but it also allows you pay bills instantly by dialing a short code from your mobile phones.
Access Bank USSD Money Transfer Code
In partnership with Airtel Nigeria, Access Bank launched their USSD code for money transfer and it is very convenient and easy to use. With this services, you can check your balance, pay bills, buy airtime.
To use this service dial *903# to get started.
Diamond Bank USSD Money Transfer Code
For Diamond Bank account holders to use this services. Dail *302# to transfer money to any bank.
For Diamond Y’ello to Diamond Y’ello Transfers Dial *710*710*PHONE NO*AMOUNT*PIN#
Ecobank USSD Money Transfer Code
With Ecobank Mobile Banking you can check your balance, pay bills, buy airtime.
Dial *326# to get started
First City Monument Bank (FCMB) USSD Money Transfer Code
To use FCMB mobile banking USSD codes service.
FCMB Welcome Message is displayed with the following options
– Activate with card
– Activate with Account
– Activate with Mwallet
Choose option 2 and send
– Enter your account number
– Call Contact Centre on 01-2798800 or visit any FCMB branch to generate your PIN.
– Once you got your PIN Dial *389*214# on the phone and click on Security, Select Change PIN to enter your default – PIN and enter your new four digits PIN when prompted
Dial *389*214# for subsequent access to the FCMB Mobile service.
Fidelity Bank USSD Money Transfer Code
To use this service for money transfers, airtime top-ups, and other services you can get started by
Simply dialing this *770*NUBAN Account number*Amount#; NB: NUBAN is your account number.
Example; if you want to transfer N1000 to a First Bank account, dial *770*1234567890*1000# from the mobile number registered/linked with your Fidelity Bank account.
Then select the beneficiary bank (First bank).
Diamond bank etc
Enter your transfer PIN to confirm the transfer. The recipient account name will be shown to you before you enter your PIN. This serves as a verification process.
And if you are new to the Fidelity bank services you can get started by dialing *770# and follow the instructions to register. Transfer per transaction is N10,000. Maximum transfer per day is N20,000
First Bank USSD codes for Money Transfer
To use the First USSD code for money transfer, you simply dial simply dial *894# and select 1; dial *894# and select 2 to withdraw money, dial *894# and select 3 to make purchase; dial *894# and select 4 to pay bills; dial *894# and select 5 to buy airtime; and dial *894# and select 7 to manage account. Pretty straight forward.
Unity Bank USSD codes for Money Transfer
Unity Bank USSD mobile banking gives you a secure and fast way to transfer funds to Unity bank accounts and to other bank accounts.
Simply dial *389*215# to get started
Union Bank USSD codes for Money Transfer
Union Bank USSD mobile banking gives you a secure and fast way to transfer funds to Unity bank accounts and to other bank accounts.
Dail *389*032# to get started
United Bank for Africa (UBA) USSD codes for Money Transfer
United Bank for Africa (UBA) USSD mobile banking gives you a secure and fast way to recharge airtime, submit/update BVN Number and transfer funds to UBA bank accounts and to other bank accounts.
Simply dial *919# from your registered phone number to get started
Skye Bank USSD codes for Money Transfer
Skye Bank USSD mobile banking gives you a secure and fast way to transfer funds to Skye bank accounts and to other bank accounts.
Skye Bank USSD mobile banking allows you to make bill payments, check account balance, transfer funds etc hassle-free and conveniently.
Simply dial *833# to get started
Stanbic IBTC Bank USSD codes for Money Transfer
Sterling Bank USSD provides a smarter way of banking using *909#
Sterling Bank USSD codes for Money Transfer
Sterling Bank USSD provides a smarter way of banking using *822#:
To get started, just dial *822# on the phone number linked to your sterling bank account and follow the prompts accordingly.
Note that N5 will be deducted from your airtime balance every time you dial the sterling bank ussd code on your phone.
A PIN will also be required to complete transactions via the ussd code. You will get the pin when you register for the Sterling bank *822# service.
Guaranty Trust Bank (GTB) USSD codes for Money Transfer
To initiate transfers to a GTBank account, simply dial *737*1*Amount*NUBAN Account No# e.g. *737*1*1000*1234567890# from the mobile number registered with the Bank.
For transfers to beneficiaries in other Bank’s, customers should simply dial *737*2*Amount*NUBAN Account No# e.g. *737*2*1000*1234567890#. Customers will then require the last four digits of their GTBank Naira MasterCard to authenticate each transaction.
The *737* Transfer service is only available to GTBank customers via their mobile phone numbers registered with the Bank and has minimum transfer limit of N1,000 and a daily transfer limit of N20,000. Your daily limit can be up to N200,000 or more
Wema Bank USSD codes for Money Transfer
For Wema Bank customers, to do a quick FUNDS TRANSFER, dial *322*035*NUBAN*AMOUNT#
The Wema Quick Recharge Code should only be used with the phone number registered with the bank
Heritage Bank USSD codes for Money Transfer
For Heritage Bank customers, dial *322#
Keystone Bank USSD codes for Money Transfer
For Keystone Bank customers, dial *322#
Zenith Bank USSD codes for Money Transfer
Zenith Bank’s 966 Mobile Banking allows you to open an account, check balance, load airtime or transfer money to another account.
To create a bank account simply dial *966*0# and follow the onscreen prompts.
To check for balances on any of your accounts, all you need to do is simply dial; *966*00#
To load airtime simply dial *966*Amount*Mobile Number# on your phone
To transfer money to another account
Dial *966*Amount*Account Number# (e.g. *966*1000*1234567890#) from the phone number you registered with Zenith Bank, then follow the on-screen prompts.
For those banks that are not listed here, You can use you bank app or the quickteller app. which are all great.